Shared Ownership 2.0 Report

We are in the midst of a housing crisis. Home ownership is now a distant dream for increasing numbers of people who face a growing ‘affordability gap’ as a result of house prices outstripping wages. 

Orbit Group and the Chartered Institute of Housing have published the Shared Ownership 2.0 report, which sets out the potential to expand shared ownership so it becomes a fourth mainstream tenure, alongside home ownership and social and private renting.

The report explores the key issues that government, housing providers, lenders and regulators will need to address to increase shared ownership from its current 15,000 homes per year to at least 30,000 within the next Parliament – around 13% of the 240,000 new homes England needs each year.

In order for shared ownership to become a mainstream product, the report sets out the barriers, challenges and policy solutions to increase scale.

Chancellor George Osborne put shared ownership at the heart of what he described as the biggest house building programme since the 1970s, in the 2015 Spending Review.

See how recommendations by Orbit and the Chartered Institute of Housing – working with an advisory group of the National Housing Federation, Savills, Council of Mortgage Lenders, Thames Valley Housing, L&G – translated into Government policy in this chart.

Access the full Shared Ownership 2.0 Report here

or, View the summary report here

Read Orbit and CIH’s joint response to the Government’s consultation on Shared Ownership


Case studies: Hear first-hand how shared ownership has helped people into home ownership